Towne Mortgage Smooth Loan Approval
DO:
- Continue making mortgage or rent payments
- Stay current on all existing accounts
- Continue working at current employer
- Keep the same insurance company
- Continue Living at current residence
- Continue to use credit as normal
- Call the Loan Officer if you have any questions
DON’T:
- Make a major purchase (car, jewelry, boat)
- Apply for a new credit card (even if it says pre-approved)
- Open a new credit card
- Transfer any balances from one account to another
- Pay off charge without a discussion with the Loan Officer first
- Buy any furniture or appliances
- Close any credit card accounts
- Change bank accounts
- Deposit any money other than normal paychecks
- Max out or over charge on credit card accounts
- Consolidate your debt onto 1 or 2 credit cards
- Take out a new loan
- Start any home improvement projects
- Finance any elective medical procedure
- Open a new cell phone account
- Join a new fitness club
- Pay off any loans or credit cards with discussing with the Loan Office first
- Change jobs or retire without first discussing with your Loan Officer
CONTACT KELLY FOX!
Lending Manager – Towne Mortgage of The Carolinas
919-749-6090 / kelly.fox@townecarolinas.com